All Wealth Management Articles
The Impact of Fees on Your Investment Portfolio
A Chat with Bingyang: Asset allocation when the market is bleeding
Bingyang, founder of Life First Advisory (LFA), believes that it is crucial to have proper asset allocation to survive market downturns. We sat down to speak with him on his views on cash liquidity when the market bleeds.
Blue Chip Stocks Are NOT Sure Win
The truth is that stocks are inherently risky as an asset class.
How to know if your investment portfolio is a victim of churning
Portfolio churning takes many forms. Learn the red flags to watch out for and stay alert.
Two types of investment fees you must know
Wealth managers charge a fee for their expertise and services rendered. When there is an alignment of interests with the investors they serve, these fees serve as motivation for wealth managers to fulfill their responsibilities to the best of their ability.
There is no shortcut to investing, be wary of get rich quick investment schemes in Singapore
The rule of thumb is this: If it sounds too good to be true, it probably is.
It is never too soon to start financial planning, here’s why.
Kickstart 2022 by planning for your future. Time is one of the most important elements in financial planning. It allows you to have higher returns through compounding, and enables you to strategically accumulate wealth to achieve your desired goals by target dates. If you have yet to give wealth management enough thought, find out why you need to start now.
Is ESG Investing just a hype?
ESG investing has been making headlines in the investment space, particularly amongst younger investors who want to align their dollar votes with their sustainability beliefs. However, is ESG investing only suitable for that feel-good factor? How does ESG investing perform, and can it give you low or high returns?
Understanding the latte factor: Identifying wasteful spending habits
Ever wondered how much you can save if you skipped the morning coffee or noon bubble tea? Learn how to identify and eliminate wasteful spending habits with the Latte Factor.
Back to basic money management: The 50-30-20 budget rule
Just as how you would plan out your career path or holiday plans, budgeting helps you map out how to spend your hard earned cash. Managing your money with a comprehensive plan allows you to anticipate how your wealth will look like three, five, or ten years down the road.
Top 3 Investment books for new investors, recommended by financial advisors
Investing in yourself by cultivating a reading habit can do wonders for your portfolio. Kickstart your financial literacy by learning more about money management, investment mindsets and wealth strategies from these books.
A forest does not form overnight: Why you need a long-term approach to investing
Having a long-term approach to investing is a definite way to help you achieve your retirement goals. With a long-term view on your portfolio, you have an advantage over other investors who try to time the market or do day-trades over the short-run.
Why Goal-based investing is the best strategy for you in 2021
Investors tend to lose focus when investing blindly with the general objective of building wealth. Your investment should help you reach specific personal goals to keep you disciplined by introducing a clear end in sight.
Active VS Passive Investing: The dilemma of every investor
Having a healthy mix of both active and passive investing helps you diversify your investment strategy.
Covid-19 taught us the importance of savings, but holding too much cash is bad. Here’s why.
While cash provides financial liquidity and a sense of security, holding too much of it can be detrimental to your wealth. If investors do not manage how much cash is held, it becomes less of a safety net, but more of a burden.
You have been doing diversification wrongly. Find out why.
Diversification spans not just across industries and geographical areas, but also asset classes, risk levels, investment needs, and time horizons or holding periods, just to list a few.
Don’t time the market: The magic of dollar cost averaging
Dollar cost averaging is one method to help reduce volatility in your portfolio. Find out how dollar cost averaging can help you manage risks, particularly in an uncertain COVID-19 climate.
20 psychological traps to watch out for when investing
Catching yourself falling into common investing psychological traps can be helpful in guiding your actions throughout the investment journey. Out of the 20 pitfalls below, how many are you guilty of?
8 traits of a bad investor: Are you guilty?
Bad investment habits can be a source of portfolio losses. Recognising which traits you tend to display and catching yourself when it happens can help you become a more successful investor.
Emotional management: The secret to being a good investor
“The investor’s chief problem—and even his worst enemy—is likely to be himself.” Benjamin Graham cannot be more accurate. While humans are built to be emotional creatures, unmanaged emotions can adversely affect your investment decisions and subsequent portfolio performance.