All Wealth Management Articles
What rising inflation means for investors
The average cost of a loaf of bread in America was 9 cents in 1930. In 2021, it became $2.12. Singapore’s core inflation rose to its highest in 15 years and the US inflation gauge reached 6.8%. Rising inflation has been taking over search trends in the investment world.
A Chat with Bingyang: Asset allocation when the market is bleeding
Bingyang, founder of Life First Advisory (LFA), believes that it is crucial to have proper asset allocation to survive market downturns. We sat down to speak with him on his views on cash liquidity when the market bleeds.
Blue Chip Stocks Are NOT Sure Win
The truth is that stocks are inherently risky as an asset class.
How to know if your investment portfolio is a victim of churning
Portfolio churning takes many forms. Learn the red flags to watch out for and stay alert.
A forest does not form overnight: Why you need a long-term approach to investing
Having a long-term approach to investing is a definite way to help you achieve your retirement goals. With a long-term view on your portfolio, you have an advantage over other investors who try to time the market or do day-trades over the short-run.
Why Goal-based investing is the best strategy for you in 2021
Investors tend to lose focus when investing blindly with the general objective of building wealth. Your investment should help you reach specific personal goals to keep you disciplined by introducing a clear end in sight.
Active VS Passive Investing: The dilemma of every investor
Having a healthy mix of both active and passive investing helps you diversify your investment strategy.
Covid-19 taught us the importance of savings, but holding too much cash is bad. Here’s why.
While cash provides financial liquidity and a sense of security, holding too much of it can be detrimental to your wealth. If investors do not manage how much cash is held, it becomes less of a safety net, but more of a burden.
You have been doing diversification wrongly. Find out why.
Diversification spans not just across industries and geographical areas, but also asset classes, risk levels, investment needs, and time horizons or holding periods, just to list a few.
Don’t time the market: The magic of dollar cost averaging
Dollar cost averaging is one method to help reduce volatility in your portfolio. Find out how dollar cost averaging can help you manage risks, particularly in an uncertain COVID-19 climate.
20 psychological traps to watch out for when investing
Catching yourself falling into common investing psychological traps can be helpful in guiding your actions throughout the investment journey. Out of the 20 pitfalls below, how many are you guilty of?
8 traits of a bad investor: Are you guilty?
Bad investment habits can be a source of portfolio losses. Recognising which traits you tend to display and catching yourself when it happens can help you become a more successful investor.
Emotional management: The secret to being a good investor
“The investor’s chief problem—and even his worst enemy—is likely to be himself.” Benjamin Graham cannot be more accurate. While humans are built to be emotional creatures, unmanaged emotions can adversely affect your investment decisions and subsequent portfolio performance.
So You Think You Can Outguess the Market? Think again.
Many investors, seasoned ones included, are tempted to maximise investment profits by timing their entry and exit. The prospects of buying low and selling high is appealing, but can one truly beat the market?