Our Approach
Putting life at the centre. Bringing clarity to complexity. Building confidence for every stage ahead.
A Life First Advisory, we believe wealth management should feel calm, structured and purposeful - not overwhelming. Our approach combines thoughtful planning, evidence-based investing, and a relationship-first ethos so you always know where you stand and what to do next.
It’s a partnership designed to simplify your financial life while keeping you firmly in control of what matters most.
The Life First Wealth Management Process
A structured, 5-step journey that stays centred on your life — not just your money.
1. Discovery
Through thoughtful, structured conversations, we build a deep understanding of your life — your values, motivations, hopes, and dreams.
2. Plan Design
With clarity on your goals, we diagnose your current situation and design a personalised wealth plan optimised for your life. Clear, actionable, and grounded in disciplined strategy— a plan built to grow with you.
3. Implementation
Life evolves — and so should your plan. We meet regularly to track progress, fine-tune strategies, and keep you aligned and confident.
4. Progress Check-Ins
A great plan means little without great execution. We consolidate, organise, and coordinate your assets under cohesive oversight so everything works together rather than in fragments.
5. Advanced Planning
As your needs grow more sophisticated, we introduce thoughtful solutions in areas such as estate planning, tax strategies, and legacy structures — transforming long-term clarity into long-term confidence.
The Life First Wealth Management Formula
A clear, coherent structure that brings every part of your financial life together with purpose.
1. Investment Consulting
Disciplined, evidence-based systems designed to create predictable long-term outcomes
Research-backed portfolio construction
Clear asset allocation and disciplined rebalancing
Cost and tax awareness
A long-term, behaviourally sound philosophy
2. Advanced Planning
Forward-looking strategies to help you preserve, protect, and transfer wealth with intention
Tax efficiency & Legal Structures
Wealth Protection and Risk Mitigation
Wealth transfer to the right person, at the right time
Charitable giving that creates meaningful impact
3. Personal & Family Wealth Management
Everyday clarity and structure so your financial life never feels fragmented
Cashflow clarity and planning
Insurance and protection optimisation
Account structuring & organisation
Support during major life events
4. Network & Relationships
A trusted adviser supported by specialists, ensuring you never navigate major decisions alone
Someone who knows your story and aspirations
Proactive reviews as life evolves
Collaboration with accountants, lawyers, and specialists
Guidance for complex or high stakes decisions
The Life First Wealth Management Framework
We evaluate all investments through an evidence-based lens to ensure consistency and alignment with your long-term goals. Our F.I.R.S.T. framework guides how we select managers and construct resilient portfolios built to stand the test of time.
1. Fit
Do the managers’ philosophy and objectives align with ours and yours?
2. Process
Is their process consistent, repeatable, and evidence-driven?
3. Risk Discipline
Do they identify and manage risks effectively, so hidden risks do not compromise long-term outcomes?
4. Strength of Team
Do they have the depth, experience, and continuity to execute well?
5. Track Record
Has their performance held up over time and across different environments?