All Wealth Management Articles

Two types of investment fees you must know
Seng Bingyang, Life First Advisory Seng Bingyang, Life First Advisory

Two types of investment fees you must know

Wealth managers charge a fee for their expertise and services rendered. When there is an alignment of interests with the investors they serve, these fees serve as motivation for wealth managers to fulfill their responsibilities to the best of their ability.

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It is never too soon to start financial planning, here’s why.
The Life First Adviser The Life First Adviser

It is never too soon to start financial planning, here’s why.

Kickstart 2022 by planning for your future. Time is one of the most important elements in financial planning. It allows you to have higher returns through compounding, and enables you to strategically accumulate wealth to achieve your desired goals by target dates. If you have yet to give wealth management enough thought, find out why you need to start now.

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Why having a Personal CFO will change your life
The Life First Adviser The Life First Adviser

Why having a Personal CFO will change your life

A Personal CFO is the captain of your financial ship. His job is to understand where you want to be in the short and long term, and guide you there safely and smoothly. With a Personal CFO, you can focus on living life to the fullest with your loved ones. Find out more.

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Is ESG Investing just a hype?
Seng Bingyang, Life First Advisory Seng Bingyang, Life First Advisory

Is ESG Investing just a hype?

ESG investing has been making headlines in the investment space, particularly amongst younger investors who want to align their dollar votes with their sustainability beliefs. However, is ESG investing only suitable for that feel-good factor? How does ESG investing perform, and can it give you low or high returns?

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New to insurance? Here’s how to get started.
The Life First Adviser The Life First Adviser

New to insurance? Here’s how to get started.

1 in 4 Singaporeans may develop cancer in their lifetime. Almost 800,000 of us will be diabetic by 2030. If you are new to insurance, here are some key types of insurance that people start with.

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A chat with Bingyang
The Life First Adviser The Life First Adviser

A chat with Bingyang

We sat down with Seng Bingyang, founder of Life First Advisory (LFA), to have a chat about how LFA came about and his experience in the field of wealth management.

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How to be a millionaire with just $11 a day
The Life First Adviser The Life First Adviser

How to be a millionaire with just $11 a day

Sounds gimmicky? It is understandable to feel sceptical about how $11 a day can accumulate into a million decades, just in time for retirement. Read on to find out more.

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Tips to an early retirement for young adults
The Life First Adviser The Life First Adviser

Tips to an early retirement for young adults

Think that it’s too soon to plan for retirement? Think again. Singaporean men and women are expected to live till 81.4 and 85.7 years old respectively. Without a stable nest egg, how can you spend your golden years peacefully?

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Back to basic money management: The 50-30-20 budget rule
The Life First Adviser The Life First Adviser

Back to basic money management: The 50-30-20 budget rule

Just as how you would plan out your career path or holiday plans, budgeting helps you map out how to spend your hard earned cash. Managing your money with a comprehensive plan allows you to anticipate how your wealth will look like three, five, or ten years down the road.

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