All Wealth Management Articles
Tips to an early retirement for young adults
Think that it’s too soon to plan for retirement? Think again. Singaporean men and women are expected to live till 81.4 and 85.7 years old respectively. Without a stable nest egg, how can you spend your golden years peacefully?
Understanding the latte factor: Identifying wasteful spending habits
Ever wondered how much you can save if you skipped the morning coffee or noon bubble tea? Learn how to identify and eliminate wasteful spending habits with the Latte Factor.
Back to basic money management: The 50-30-20 budget rule
Just as how you would plan out your career path or holiday plans, budgeting helps you map out how to spend your hard earned cash. Managing your money with a comprehensive plan allows you to anticipate how your wealth will look like three, five, or ten years down the road.
Top 3 Investment books for new investors, recommended by financial advisors
Investing in yourself by cultivating a reading habit can do wonders for your portfolio. Kickstart your financial literacy by learning more about money management, investment mindsets and wealth strategies from these books.
A forest does not form overnight: Why you need a long-term approach to investing
Having a long-term approach to investing is a definite way to help you achieve your retirement goals. With a long-term view on your portfolio, you have an advantage over other investors who try to time the market or do day-trades over the short-run.
Why Goal-based investing is the best strategy for you in 2021
Investors tend to lose focus when investing blindly with the general objective of building wealth. Your investment should help you reach specific personal goals to keep you disciplined by introducing a clear end in sight.
Active VS Passive Investing: The dilemma of every investor
Having a healthy mix of both active and passive investing helps you diversify your investment strategy.
Covid-19 taught us the importance of savings, but holding too much cash is bad. Here’s why.
While cash provides financial liquidity and a sense of security, holding too much of it can be detrimental to your wealth. If investors do not manage how much cash is held, it becomes less of a safety net, but more of a burden.
You have been doing diversification wrongly. Find out why.
Diversification spans not just across industries and geographical areas, but also asset classes, risk levels, investment needs, and time horizons or holding periods, just to list a few.
Don’t time the market: The magic of dollar cost averaging
Dollar cost averaging is one method to help reduce volatility in your portfolio. Find out how dollar cost averaging can help you manage risks, particularly in an uncertain COVID-19 climate.
20 psychological traps to watch out for when investing
Catching yourself falling into common investing psychological traps can be helpful in guiding your actions throughout the investment journey. Out of the 20 pitfalls below, how many are you guilty of?
8 traits of a bad investor: Are you guilty?
Bad investment habits can be a source of portfolio losses. Recognising which traits you tend to display and catching yourself when it happens can help you become a more successful investor.
Emotional management: The secret to being a good investor
“The investor’s chief problem—and even his worst enemy—is likely to be himself.” Benjamin Graham cannot be more accurate. While humans are built to be emotional creatures, unmanaged emotions can adversely affect your investment decisions and subsequent portfolio performance.
So You Think You Can Outguess the Market? Think again.
Many investors, seasoned ones included, are tempted to maximise investment profits by timing their entry and exit. The prospects of buying low and selling high is appealing, but can one truly beat the market?