Your Partner in Wealth, for Life.
We take the financial load off your shoulders - so you can focus on living your best life possible.
Life is meant to be savoured, so our entire approach is built around you achieving this. We do so by working with you to make smart decisions about money and apply institutional-level discipline and evidence-based strategies - so that you can live well today while building for tomorrow.
We understand your challenges
Market Noise & Stress
Markets today move faster than ever. With endless headlines and opinions, it’s hard to know what to act on - or whether to act at all.
DIY is a full time job
Between work, family, and personal commitments, managing your wealth alone can quickly become overwhelming. Your time should be spent living life, not wrestling with spreadsheets.
Misaligned Incentives
Some products promise exclusivity, but do they truly serve you? And can you trust advice shaped by commissions instead of your best interests?
Fragmented Allocation
Multiple advisors, multiple platforms, multiple accounts — but no unified plan.
Are your investments working together, or pulling in different directions?
Technical Complexities
As your wealth grows, so does the complexity of managing it well — tax, estate, portfolio construction, and more. You deserve advice that goes beyond just investments.
Life Transitions
Career changes, a new family, new goals - life shifts, and your financial plan needs to shift with it. A trusted companion can help you stay on track through every chapter.
How we help
1.Discover
Thoughtful conversations to understand your life, priorities and financial landscape.
2. Plan Design
A personalised, disciplined wealth plan tailored to your goals and values.
3. Implement
We turn strategy into action - consolidating and organising your assets for cohesive management.
4. Check-In
Regular reviews to track progress, adjust strategies and keep you aligned with your goals.
5. Advanced
Expanded support in estate, tax and legacy planning as your needs evolve.
What we achieve for you after implementation
Clarity
See your goals, finances and path forward with newfound simplicity - no more guesswork, just clear direction.
Continuity
A partner who walks with you through market cycles and life transitions - keeping you on track and supported at every step.
Confidence
With the day-to-day financial complexities unpacked, your time is freed up for what matters - career, family and living life well.
What our clients say
“From our very first meeting, BY immediately understood my challenges with money and helped me identify my true priorities in life which previously weren’t clear. Since becoming a Life First client, I’ve seen my wealth grow - with BY keeping my in the loop with my wealth plan and demystifying things along the way”
“As a self-employed running my own education business, the biggest worry I have is inconsistent income, which also affects my future retirement plans. Having met many advisers, many of whom just tried to hardsell me some product, it was only after speaking with Bingyang that I felt that I was in control of my financial life. Bingyang hand-held me through my doubts patiently without ever sugar-coating his words, and then carefully designed a well-structured portfolio for me. I feel secure knowing that I am well covered, and that my money is growing safely to fund my retirement plans. Having been his client for more than 5 years, and following all the plans he has done for me, I don’t worry about my financial future anymore. In fact, Bingyang’s advice has allowed me to pursue my passion and dream career in teaching wholeheartedly. It’s really a privileged to be your client. Thank you very much!””
“Hi Bingyang, thanks so much for spending so many hours with me to work out my financial plan holistically. I really appreciate how you patiently explained how the different instruments can work together to form my financial plan to achieve my desired lifestyle. It changed my perspective and helped to reiterate the importance of planning ahead. I found that going through the process of understanding the underlying need & desired lifestyle was really insightful for me. Thanks for your guidance and giving me a peace of mind in this journey”